It’s possible that a participant may not be able to qualify for Early, Unreduced Early, or Normal Pension in active service because of his total disability.  A special Plan benefit is intended to provide a pension benefit to such an eligible disabled participant.

35. How disabled must I be in order to receive a Disability Pension?

You must be so disabled that you are entitled to receive a Social Security Disability monthly pension and do not work.

36. What are the other requirements for entitlement to a Disability Pension?

• You must make application for the pension;
• You must not have received an Early, Unreduced Early, or Normal Pension under the Plan on your date of disability;
• You must not be on Deferred Pension Status on your date of disability, and;
• You must meet the service requirement.

37. What is the service requirement for a Disability Pension?

You must have at least 5 years of Credited Service.

38. What is the size of the Disability Pension?

The amount of the monthly Disability Pension is calculated in the same way as the Normal Pension.