In order to qualify for retiree coverage, a Plan Participant who retires must have twenty-five (25) years of pension eligibility time in the I.B.E.W. Local 25 Pension Fund (Pension Fund). However, an active Plan Participant age 61 or older must have twenty (20) years of pension eligibility. Participants who receive a Social Security Total Disability Award dated October 1, 2008 or thereafter must also have twenty (20) years of pension eligibility to be eligible for retiree coverage.

In addition, a retired Plan “A” Participant must have five (5) or more years of Fund Coverage under Plan “A” and/or Plan “B” within the jurisdiction of I.B.E.W. Local 25 within the 10-year period immediately prior to retirement and five (5) or more years of Continuous Fund Coverage under Plan “A” and/or Plan “B” immediately prior to retirement, For the purpose hereof, Continuation of Coverage (COBRA) payments will not be considered Fund Coverage.